What is it?
Float is money that’s in motion — already sent or received, but not yet available in your main business account.

Think of it as “not quite there yet” cash.

Common examples:

• You made a bank transfer, but it takes 24–72 hours to reflect.
• A check was written, but hasn’t cleared yet.
• A payment is pending settlement from a card or POS transaction.

Why it matters:

• Helps you know your real available cash
• Avoids spending money that hasn’t landed yet
• Improves your cash flow planning

Because in business, timing is everything — and float can trip you up if you’re not tracking it.

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